Knowledge base
What buyers should know about the VvE
Dutch owners' associations explained for apartment buyers: reserve funds, maintenance plans, minutes and new rules, with what we see in real VvE dossiers.
Deed of division (splitsingsakte) costs: requesting, reviewing and amending
A copy costs €19.85 from the Kadaster, an amendment through a notary quickly runs to several thousand euros. All costs of a splitsingsakte at a glance.
Published 25 October 2026deed of divisionkadastercostslegalReading the deed of division (splitsingsakte): what to look for as a buyer
A deed of division is dozens of pages of legal text. How to read it in six steps, from the model regulations to your liability for unpaid contributions.
Published 25 October 2026deed of divisionlegalbuyingRequesting the division drawing (splitsingstekening): how to get it and how to read it
You only get the division drawing together with the deed of division from the Dutch land registry, for €19.85. What it shows, and what to look for as a buyer.
Published 25 October 2026deed of divisiondivision drawingkadasterbuyingRequesting the deed of division (splitsingsakte): how it works and what it costs
No splitsingsakte among the seller's documents? Then you request it from the Dutch land registry (Kadaster). What it costs, what you get and what to look for as a buyer.
Published 22 October 2026deed of divisionkadasterbuyinglegalHow big should a VvE's reserve fund be?
Dutch law sets how much an owners' association (VvE) must save each year, not how big the fund must be. How to check as a buyer whether the reserve fund is enough for the planned maintenance.
Published 21 October 2026reserve fundmaintenancefinanceslegislationThe new Dutch VvE law: what changes for apartment buyers?
The Dutch government wants owners' associations (VvEs) to decide on maintenance and sustainability by simple majority and to plan maintenance 30 years ahead. What that means for you as a buyer.
Published 21 October 2026legislationsustainabilitydecision-makingVvE loans when buying an apartment: what do you take on?
Has the owners' association (VvE) borrowed money for maintenance or sustainability? Then you help pay it off as a buyer. What that means for your monthly costs, your mortgage and the Dutch transfer tax.
Published 21 October 2026loanfinancestaxsustainabilityWhat is a normal VvE contribution in 2026?
Dutch apartment owners pay their owners' association (VvE) around € 270 a month on average, but buildings differ a lot. Why a low contribution isn't always cheap, and how to check it as a buyer.
Published 21 October 2026service chargesfinancesreserve fund
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